Debt Settlement
Debt settlement is a hardship program that allows qualified consumers to eliminate thousands of dollars in unsecured debt. Right Start LLC negotiates the debt with creditors and structures affordable monthly payments for our clients, enabling them to avoid bankruptcy and expediting the process of becoming totally debt-free. Creditors do not want you to declare bankruptcy and therefore consider debt settlement a preferable option.
Benefits of Debt Settlement
| •  Reduce your debt by 40% to 60% | •  Avoid bankruptcy |
| •  Eliminate interest rate charges | •  Become debt-free |
| •  Reduce your monthly payments | •  Get relief from collection calls |
| •  Make just one consolidated payment | •  Win/Win for both you and your creditors |
How Does Debt Settlement Work?
The Right Start Debt Settlement Program is one of the most effective solutions available for crippling unsecured debt problems. Our experienced team of negotiators will go to work on your behalf and can typically reduce your debt by 40% to 60% of your enrolled balances, and they will also eliminate any interest charges. To put this in real-world numbers, if your debt is now $20,000 in total, then you may have to repay only $10,000 or even less to your creditors. Many of our clients have been able to become debt-free in as little as 12 to 36 months by making affordable monthly payments, the amount of which they were able to determine by working as a team with their debt counselor.
We begin by working with you to establish what is called financial hardship. Once your hardship is established using various reporting means, we will be able to leverage a strong negotiation with your creditor. We start the negotiation process by contacting each of your creditors and informing them that we will be representing you in an effort to settle your debt. The negotiations themselves can vary significantly from one creditor to the next, but your only involvement will be to approve each acceptable settlement offer that we negotiate. Following your approval, we will obtain the offer in writing from the creditor and will then arrange for the debt to be paid correspondingly. We will continue this process with each of your creditors until you are completely free from all the debts in the program.
Our number one goal is to get you a debt settlement that will ease the hardship associated with bad credit debt. Please complete and submit the form on the right and a debt counselor will contact you. Or you can give us a call right now and speak with one of our experienced and friendly debt counselors at 1-888-590-3939. We’ll be in contact with you every step of the way and keep you informed of all actions performed throughout the credit card debt settlement process. We will make sure that you get started on the road to becoming debt-free as quickly and affordably as your financial circumstances will allow.
How Do I Qualify for Debt Settlement?
In order to qualify for the Right Start Debt Settlement Program, the total amount of your unsecured debt must be at least $10,000 and the balance with each creditor must be at least $750. For your reference, a listing of some common eligible and ineligible debt is itemized below.
Eligible Debt:
| •  Credit cards | •  Hospital/Medical bills |
| •  Department store cards | •  Gas/Oil cards |
| •  Personal loans (unsecured) | •  Auto loans (repossessed) |
| •  Past due utilities | •  Overdue rent |
| •  Some credit union credit cards | •  Collection accounts |
Ineligible Debt:
| •  Mortgage payments | •  Student loans |
| •  Auto loans | •  Secured loans |
| •  Income tax payments | •  Credit union loans |
Why Choose Right Start LLC for Debt Settlement?
Right Start LLC has the skill necessary to mediate these negotiations to ensure that you receive the best settlement possible to eliminate your unsecured debt. We have always believed in making our clients’ best interests our highest priority, and we will always continue to do business with integrity as our guiding principle. In an industry in which many companies expect you to take their word for what they say about themselves, we offer our prospective clients something we think is much better: the 3rd-party customer feedback compiled through our association with the Better Business Bureau. We think you’ll agree that this amply demonstrates our unflinching commitment to doing the right thing for our clients. We look forward to the opportunity to use our knowledge, expertise and diligence on your behalf to help you to meet your financial goals.
Debt Settlement Education
For additional information, you can read these helpful debt settlement articles:
Will a Debt Settlement Program Damage my Credit Score?
